Our Payment Options

The Smile Institute has a number of convenient payment options. You’ll be able to select what’s best for you and your family. The following payment options are also available:

We accept cash, check, and credit card payments.
Some of our patients like to get started with no initial payments and then make low monthly payments. Ask about this friendly payment plan! (Available through CareCredit)
We also have financing for 18 months with approved credit.
Another financial option for larger cases is to make an initial payment of 1/3 when we start treatment, 1/3 in the middle and the final 1/3 when you finish care.
You’ll get a 5% courtesy discount if you pay in full before treatment is started!

Dental Care Financing

Offering special financing with approved credit

Why wait for the smile you deserve and need? Our office offers patient finance options with lenders including CareCredit and Wells Fargo:

CareCredit is a healthcare credit card that helps pay for treatments and procedures for you or your family that may not be covered by insurance. It’s free and easy to apply for, and you’ll receive a decision immediately. If you’re approved, you can schedule your procedures even before you receive your card. With more than 21 million accounts opened since CareCredit began nearly 30 years ago, they are the trusted source for healthcare credit cards. Learn more by visiting www.carecredit.com or contacting our office. Ready to apply? Apply online for your CareCredit healthcare credit card today.

*Subject to credit approval. Minimum monthly payments are required. Visit www.carecredit.com for details.

Alphaeon Credit, Inc., a physician-owned company, provides innovative patient financing solutions for patients pursuing elective or non-reimbursed healthcare procedures, treatments, and services. You'll find a wide array of monthly payment options to help you be your best you. With special financing options for any purchase over $250 with credit lines up to $25,000 and the ability to reuse your card again and again. No annual fees and no prepayment penalties. Alphaeon Credit has helped hundreds of thousands of people get the care they need and want nationwide. Find out if you pre-qualify without impacting your credit. It’s quick, easy, and secure with instant results, including your credit limit. Alphaeon Credit is available exclusively at dentists, dermatologists, ophthalmologists, and board-certified plastic surgeons. Credit card offers are subject to credit approval. Alphaeon Credit Card Accounts are issued by Comenity Capital Bank. Call Customer Care at 1-855-497-8176 or visit https://goalphaeon.com/applycosmetic.

Lending Club is an online based personal loan company that has been in business for over a decade. Estimated APR ranges are set from 6.95%-35.89% depending on the patient’s current credit profile. Depending on the residing state, loan amounts are available from $1,000 – $40,000. There is a one-time origination fee charged at the time the loan is received based on the loan amount that starts at 1% up to 6%. The patient can expect to see funds after seven business days. After the online forms are completed, patients will know if they’ve been approved within 24 hours. A unique benefit to choosing Lending Club is the patient can use their loan anywhere and for anything, not restricted to just their healthcare needs. There is no deferred interest plan, however there is no prepayment penalty fee should the patient wish to make higher monthly payments. The sooner the principal is paid off, the less interest they will be expected to pay. Call (888) 596-3157or visit lendingclub.com/dental.

Ally Bank has become one of the country's best-known and most trusted online banks and for good reason. Our financing solutions help you pay for the products and services you need, while also staying on track with your long-term financial health. When you apply, you can choose the monthly payment that fits your budget, and there’s no penalty if you decide to pay off the loan early. Go from pre-qualify to sign in minutes. With our free online application, the financial support you need is only minutes away. If you apply online on your own and are approved, you’ll be asked to contact your service provider to sign your documentation. Our easy-to-navigate online experience allows you to set up and schedule automatic payments, view statements, and get quick answers. See your statement for your account number and instructions on how to set up your login. Our support team is available to help throughout your financing experience. Call us at 1-800-427-9184 or Visit ally.com/lending to learn more.